Cookie & Data Usage Policy

What Are Cookies and Tracking Technologies?

Cookies are small text files that websites store on your device when you visit them. Think of them as digital bookmarks that help websites remember who you are and what you've done during previous visits. At Zethaxivra, we use various tracking technologies beyond traditional cookies to enhance your budgeting experience and provide personalized financial insights.

These technologies include web beacons, pixel tags, local storage, and session identifiers. Each serves a specific purpose in helping us understand how you interact with our platform, which features you find most valuable, and how we can improve your financial learning journey.

Types of Tracking We Use

How Tracking Enhances Your Experience

• Personalized Learning Paths: We track which budgeting concepts you've mastered and which ones you're still working on, allowing us to recommend the most appropriate next steps in your financial education journey.
• Progress Preservation: Your advancement through our courses, completed worksheets, and saved budget templates are tracked so you never lose your progress, even if you switch devices or browsers.
• Customized Dashboard: We remember how you prefer to organize your financial tools, which widgets you find most useful, and your preferred view settings for charts and reports.
• Relevant Content Delivery: Based on your interaction patterns, we prioritize showing you articles, tips, and resources that align with your current financial goals and learning style.
• Technical Optimization: We track page load times, feature usage, and error occurrences to continuously improve the platform's performance and identify areas needing technical enhancement.

Managing Your Browser Settings

Most modern browsers allow you to control cookie behavior through their settings menus. You can typically choose to block all cookies, allow only first-party cookies, or set up custom rules for specific websites. Here's what you need to know about managing these settings effectively.

In Chrome, Firefox, Safari, and Edge, you'll find cookie controls under Privacy or Security settings. You can view all stored cookies, delete specific ones, or set automatic deletion rules. Keep in mind that blocking all cookies might limit some functionality on Zethaxivra, particularly features that require remembering your preferences or login status.

For mobile devices, both iOS and Android offer cookie management through their respective browser settings. You can also download privacy-focused browsers that block tracking by default, though this might require you to manually configure settings for sites you trust, like Zethaxivra.

Data Retention and Storage

We retain different types of tracking data for varying periods based on their purpose and legal requirements. Essential cookies typically expire when you close your browser, while preference cookies might last up to two years to maintain your customized experience across visits.

Analytical data is aggregated and anonymized after 90 days, meaning we keep the insights about user behavior patterns but remove any personally identifiable information. Marketing-related tracking data is retained for up to 18 months to ensure we can measure the effectiveness of our educational content and outreach efforts.

You can request deletion of your specific tracking data at any time by contacting our support team. We'll process these requests within 30 days and provide confirmation once your data has been removed from our systems.

Third-Party Tracking Partners

Zethaxivra works with carefully selected third-party services to provide analytics, payment processing, and educational content delivery. These partners may place their own tracking technologies on our site, but they're bound by strict data protection agreements that limit how they can use your information.

Our analytics partners help us understand user behavior patterns and site performance. Payment processors use tracking to prevent fraud and ensure secure transactions. Educational content partners track course completion and learning outcomes to help us improve our curriculum.

We regularly audit these partnerships to ensure they meet our privacy standards and comply with Malaysian data protection regulations. You can find a complete list of our current tracking partners and their specific purposes in your account settings under "Data & Privacy."